Need an appraisal in Redondo Beach or Los Angeles County?
Check out the top seven reasons CA homeowners hire SafeValues Inc.:
Own a house in or near Redondo Beach, CA and need help deciding the price of it?
At SafeValues Inc., we understand the special needs of a consumer after appraisal services. Our customary business clients get the appraisal process and the standard documents we provide. Being a regular homeowner that ordinarily doesn't see an appraisal on a regular basis,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at SafeValues Inc., are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value report than yours.
Need to cancel PMI?
A popular money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. SafeValues Inc. is seasoned in helping people just like you remove unneeded and unwanted PMI insurance.
Challenge Los Angeles county's assessment of your property
If you live in an area that is going down or is not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from SafeValues Inc. is your perfect weapon.
Was your HELOC recently frozen?
If your home is in a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from SafeValues Inc. can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for accuracy? An appraiser from SafeValues Inc. can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? SafeValues Inc. can help with that too. While usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.